How to Play All of the Bets in Baccarat Games

Added: May 30, 2013

Baccarat is a game that has traditionally been reserved for high-stakes players in live casinos. Because the house advantage on this game can be extremely small, even for players who are complete novices to the game, it was in their best interests to only offer it to players who could place extremely large bets. It's not uncommon for Baccarat to play as high as €200,000 or more per hand. Recently, it has seen a big following in online casinos where players can play for €1 or less per hand. Though this game is now accessible to small stakes players, it hasn't been as popular in the past, so fewer people know how to play it well.

If you're familiar with blackjack, then the gameplay of Baccarat might seem a bit strange to you. No matter how many players are at the table, there are only two hands dealt: the player hand and the banker hand. These hands go head-to-head, and players try to bet on the result. The three basic bets in Baccarat are bets on the banker, the player and a tie. There are several other side bets available depending on where you're playing, but these are the most basic bets.

Unlike blackjack, Baccarat is based on trying to get as close as you can to nine instead of 21. Tens, jacks, queens and kings count as zero, and if you go over nine, then you don't bust. Instead, you get whatever value the ones digit is of your total. For example, if your total is 15, then your score would be five. Winning bets on the player pay one to one, so if you bet $10 and win, you get $10 back. Winning bets on the banker, however, pay 95 percent of what you bet. For example, if you bet $10 and win, then your profit is $9.50.

Even though the payout rate is slightly lower on the banker bet, it's still a slightly better bet than betting on the player because it wins more often due to the rules of how the two hands play against each other. The house advantage for the banker bet is about 1.06 percent, but the advantage for the player bet is slightly more at 1.24 percent. There is also a tie bet that you can make, but it has a massive 14.36 percent house advantage with standard rules. Stay away from this bet.

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